Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") govern your use of richhabitspodcast.com (the "Site"), operated by Pelican Group Investments, LLC ("Rich Habits Podcast," "we," "us"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

2. Use of the Site

You may use the Site for personal, non-commercial purposes. You must be at least 13 years old to use the Site or sign up for our newsletter.

3. Our Services

The Site provides information about the Rich Habits Podcast, including episode listings, show notes, links to listen on third-party platforms, free resources, a newsletter signup and links to the Rich Habits Network community.

4. No Financial, Investment, Tax or Legal Advice

All content on the Site and in the podcast is for general informational and entertainment purposes only. It is not personalized financial, investment, tax or legal advice, and it does not create an advisor–client relationship. Investing involves risk, including possible loss of principal. Some episodes include sponsored content. Talk to a qualified professional before making financial decisions.

5. Your Responsibilities

You agree not to:

• Use the Site in any unlawful way or to harm others.
• Attempt to gain unauthorized access to the Site or its systems.
• Scrape, copy or redistribute Site content for commercial purposes without permission.
• Interfere with the Site's normal operation, including by introducing malicious code.

6. Intellectual Property

The Site, podcast, logos, artwork and content are owned by us or our licensors and protected by intellectual property laws. You may share links to episodes, but you may not reproduce our content without written permission.

7. Third-Party Links and Services

The Site links to third-party services such as Spotify, Apple Podcasts, YouTube, iHeartRadio, Skool, beehiiv and partner offers. We do not control and are not responsible for their content, policies or practices. Your use of them is at your own risk and subject to their terms.

8. Disclaimers

The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose or non-infringement.

9. Limitation of Liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or data, arising from your use of the Site or reliance on its content.

10. Indemnification

You agree to indemnify and hold us harmless from any claims, losses or expenses arising from your misuse of the Site or violation of these Terms.

11. Termination

We may suspend or end your access to the Site at any time, without notice, if we believe you have violated these Terms.

12. Governing Law and Venue

These Terms are governed by the laws of the State of [STATE], without regard to conflict-of-law rules. Any dispute will be resolved in the state or federal courts located in [COUNTY, STATE].

13. Changes to These Terms

We may update these Terms from time to time. The "Last updated" date above shows when they last changed. Continued use of the Site means you accept the updated Terms.

14. Contact Us

Pelican Group Investments, LLC
Email: richhabitspodcast@gmail.com
[MAILING ADDRESS]